“Can we offer 30-day credit terms without taking unnecessary risks?”

In many industries, competition is intense and customers have plenty of alternatives.

One common request is:

“Can we buy now and pay in 30 days?”

Saying yes may help you win the business.

Saying no may push the customer to your competitors.

But the real question is:

Can you safely extend credit, and if so, how much?

Many SMEs don’t have a dedicated credit department, and asking customers detailed financial questions can sometimes be uncomfortable.

This is where ORNA comes in.

We help businesses make more informed credit decisions by:

✅ Reviewing your customer’s company profile and available information

✅ Conducting independent interview sessions with customers, so you don’t have to ask the awkward questions

✅ Assessing payment capability and key business risks

✅ Recommending an appropriate credit limit for each customer

The objective isn’t to avoid risk entirely.

It’s to help businesses grow sales with confidence, while managing trade credit exposure.

Because sometimes the difference between winning a customer and taking on a bad debt is simply having the right information.

#CreditManagement #TradeCredit #CreditRisk #SME #BusinessGrowth #ORNA